What are tax implications during retirement for retirement income such as social security benefits and IRA withdrawals?

Effective (after standard deduction) federal tax rate for typical retired household is likely to be near zero percent.

For example, take a scenario where household's joint social security benefit is 50K and they are tapping 10K from traditional IRA and 10K from Roth account to meet their annual expenses of 70K.

Social security benefits are completely tax free as far as half of social security benefits plus other taxable withdrawals are up to 32K threshold for joint household. In above example, 25K (half of 50K in SS benefits) plus taxable 10K traditional IRA withdrawal comes out to be 35K. Since 3K amount is above 32K threshold, this additional 3K social security benefit becomes taxable. Total taxable income is 3K taxable SS plus 10K traditional IRA withdrawal. However 3K+10K still falls under 26K standard deduction for joint filers. So there are no taxes at all.

Several states, including Massachusetts, do not tax social security benefits. 

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