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Vanguard Total Stock Market Index etf - VTI

Vanguard Total Stock Market Index etf (VTI) is ETF based on CRSP Total stock market model developed by top UChicago economists. It is a combined index of top 2500 stocks (based on market cap) representing almost 95% of the market cap of total stock market. Vanguard Total Stock Mkt Idx Adm (VTSAX) is underlying mutual fund for this ETF. If one wants to do automatic periodic monthly investment, one should buy VTSAX instead (as most of brokerage allow periodic investment in mutual fund only ). Money invested in a given company is proportional to their market cap weightage and so giant and large cap ones get most of money (70%) and rest goes to mid caps and small caps. S&P 500 based large cap stocks represent approx 70-75% of total domestic stock market capitalization and so investing into a mutual fund/etf based on this index provides a broad large cap  coverage for sure. However remaining 25-30% domestic stocks fall into mid cap (15-20%) and small cap (10-15%) market cap. ...
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iShares Semiconductor ETF (SOXX) - Passive fund Based on Semiconductor technology index

For those considering a tilt  to specific technology  asset class in their portfolio, high PE of this asset class is always concerning. However, to my utter surprise, semiconductor  technology specific passive   iShares Semiconductor ETF (SOXX) happens to have dirt cheap  PE of merely 21 (as compared to 29 for technology heavy NASDAQ 100 - QQQ). Also, amongst all the technology asset class non leveraged etfs , SOXX performance is almost  number one  for all 1, 3, 5 years horizon. With dividend yield of over 1% and projected earnings growth of 17%, this ETF is projected to generate 1+17=18% annual return for next 5 years. It invests into ICE Semiconductor Sector Index which is primarily based on top 30 (based on market cap) global semiconductor companies. It's expense ratio of 0.43% is little bit on higher side. However, it's still one of least expensive focused technology index ETF.
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My first ever dabbling in buying on dip during 2022 market downturn turned out to be quiet exciting endeavor

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Wow!!! My first ever dabbling in buying on dip  during 2022 market downturn turned out to be quiet exciting endeavor. I primarily bought iShares Semiconductor ETF (SOXX). Let me share my experience from this experiment. Since I don't do market timing in general, I was not sitting on any cash for such buy on low exercise. Rather I used borrowed  funds from HELOC at prime minus 1% (3% average APR during last year) rate. I kept buying little bit on dip each time SOXX went down by 8%. As SOXX dropped around 36% last year, I ended up buying for around 80K. So far, with spectacular recovery of semiconductor sector this year, this experiment has generated almost 20% gain on my investment in it. My plan is to start selling SOXX slowly as it reaches it's record high in near future and keep selling for each 8% increment thereafter. Idea is to slowly pay off HELOC and then repeat this excercise again during next market correction/crash.  Glad to see my first buying on dip experimen...
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